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The question is often asked, what documents and paperwork does a Santa Clarita Lender need when it comes to pre-qualification for a home loan?

First off - you will want to make sure you are working with the BEST lender possible.  You are paying their fee for the loan, so it makes sense to increase the odds of your offer on Real Estate being accepted.

That is why it pays to check with my Santa Clarita Real Estate team and I when it comes to our Specific Lenders of Choice for the Cities that compose the Santa Clarita Valley.

We can also prove to you the "track records" when it comes to performance objectives being met within the different lending venues in the SCV.  When the Realtor with the listing obtains a Pre-approval letter from a lender with a "Top Santa Clarita Lending Reputation" - you offer will clear the barriers to "Offer acceptance" much easier.

Here are some of the most requested documentation from our Santa Clarita Lender's of Choice.  Get it together and contact my  Paris911® Team and I and we will get you a GREAT Santa Clarita Mortgage Professional to assist you with your Home Mortgage.

 

The Lending Professional will need the following items from you to complete your pre- approval:

 

  • 2009/2010 Federal Tax returns "1040's", all pages.  (corporate taxes if you file a separate return)
  • 2009/2010 W-2 forms (2011 once available)
  • Most recent pay stubs for 30 days
  • 2 months complete bank statements for all bank accounts, please include all pages.
  • Copy of your current mortgage statements (1st and 2nd if you have one), Property tax bill, home owners insurance statements and HOA statement.  (we need to determine all debts on the current property)  If you own a current property.
  • Driver's license or California
  • Social Security card

 

The Mortgage Professional will also need you to answer the following questions so I can complete the loan application:

 

  • Employer for the last 2 years.
  • How long you have been on your job?
  • How long have you been in that line of work?
  • What is your position?
  • What is your current address?
  • How long have you lived at your current residence?  How much is the payment?
  • Do you own or rent?
  • Do you have any dependents and if so what are their ages?
  • Please also let us know what all your contact numbers are Home, work, and cell.  


 

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Paris & Connor MacIVOR Paris911 with RE/MAX of Santa Clarita
Paris MacIVOR: 661-400-1720 DRE License # 01256647
Connor MacIVOR: 661.284.5429 DRE License # 01238257
Fax: 888-484-7748
Two Locations To Protect and Serve Your Real Estate Needs:
RE/MAX of Santa Clarita
Paris 911 & Associates

25129 The Old Road, Suite 114
Santa Clarita, CA 91381
RE/MAX of Valencia
Paris 911 & Associates

27720 Dickason Avenue
Valencia, CA 91355
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