If you are wanting to buy a home, condo or town-home in one of the cities in the Santa Clarita Valley, Castaic, Canyon Country, Newhall, Saugus, Stevenson Ranch, or Valencia - you might want to venture into the Quick Mortgage payment calculator.
With the Quick Mortgage Calculator below, you will be able to adjust the years of your possible mortgage. Most are 30 years, but you might be able to get a reduced rate for a 15 year term, ask your lender. Check the Current Interest Rates by contacting your lender or looking at one of the websites that speak about daily interest rates.
A word of warning with regard to those websites that show daily interest rates. They are HUGE lead generation machines. BE Careful on what you ask for, you might be spammed forever. Look at the face of those sites and find the numbers that way, don't inquire and don't request further information. Seriously...
The rest of the Mortgage calculators below do various things. You can utilize a calculator with Amortization. If you are looking for an Household Budget Calculator, that is present on this page. You can also see what you might need to qualify for a mortgage.
Back in the day there were loans given on Real Estate that were 'interest' only in nature. That type of loan is not popular in today's lending world. But we have the calculator just in case you want to check it out.
After you figure out your payment on your potential home, condo or town-home amount, you can then start searching before you contact your Santa Clarita Realtor of Choice.
Use these calculators to help you figure your mortgage payments and payment schedule, recommend how much house you can afford based on your income, or compare rental costs with the costs of buying a home.
Disclaimer: Every home loan is different and the terms of your note or the terms of the loan you are searching for may use a different method of calculating your mortgage payment than the calculators above. This tool is provided purely for comparative reasons and may / may not reflect the actual payments of your loan. It is imperative you consult with a mortgage professional or your existing lender for exact payment figures. We are not responsible for any typographical errors, omissions or mistakes. Not every applicant qualifies nor is every program available for each unique borrower.